Category: Estate Planning


  • After Death, Who Pays the Debt? How It Works in Malaysia

    One of the most common questions families ask after a loved one passes away is this: “Do we have to pay off their debts?” The short answer is no, not personally — but the full answer requires understanding how debts are treated within a deceased person’s estate. This article explains, in plain language, how Malaysian…

  • A Painful Lesson: How A Life Insurance Payout Can Disappear Overnight

    “I made a mistake. People knew I had so much money and they all came to me. I am so stupid. I never buy house and finished all the money meant for my children.” These words of regrets came after Pusparani received SGD 900,000 in compensation (SGD 100,000 from insurance payouts and SGD 800,000 from…

  • The Silent Burden of Intestate Death

    “Do you need to leave a Will?” This question is often shrugged off and ignored for reasons that death is such a remote event at that moment and not having a will does not have any consequences on the person himself/herself. When the unexpected occurs, it is the surviving family who will bear the brunt…